On your terms June arrives with long days and open water. School lets out, the calendar loosens, and the run toward the Fourth of July begins. Freedom is in the air, which makes it a good month to ask what freedom actually means. This month we sit with three answers. We meet Peter Kalianiotis, who learned the value of a plan inside his own family and now builds them for teachers, first responders, and the people who serve their communities. We look back on an afternoon in Osterville, where a father and son welcomed clients to the water. And Ben Beck, CFP® and Jim Bode talk through what financial independence really looks like, beyond the balance in the account. Independence, it turns out, has less to do with a number and more to do with living on your own terms. That is what this issue is about.