How focusing on progress, not short-term performance, helps plans hold up as life changes Every January, the motivation is real. You want to get healthier, save more, and be more intentional. For a few weeks, things feel great. Then February hits. Life gets busy. Priorities shift. And without a clear sense of intention behind the plan, the goals that felt solid on January 1st start to fade. In this episode of the NoBondsCast, founders Ben Beck, CFP®, and Jim Bode explore why so many financial resolutions fail early — and how shifting your focus from short-term results to long-term progress can help your plan hold up as life changes.